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Memorize Luke 16:11
Begin the 30-Day Diary of tracking your expenses
Pray for the students in your small group
1 (3 minutes) Open in Prayer
2 (40 minutes)
Have each person introduce themselves, sharing about their faith journey, their family background, interests, etc. (The facilitator may need to function as a timekeeper.)
3 (10 minutes) Write prayer requests in your prayer journal
4 (2 minutes) Small group guide closes the group meeting with prayer
The 30-Day Diary
A big part of being faithful with what God has given us is knowing what we are doing with what He has provided. In order to do this, you will be keeping a diary of your income and expenses over the next 30 days.
This practice is crucial on two levels:
1. It helps you visually see how you are spending money over a 30 day period. This can be quite revealing to folks and will really come in handy when it is time to formulate your Spending Plan.
2. It gives you a visual map of how well you are doing in being faithful with what God has given you.
We recommend that you keep any receipts you have and use that to record your spending into the 30-Day Diary. Not all spending categories may pertain to you, but find the category that best fits your expense and enter into the appropriate day. After the 30 days, you will have the opportunity to change category titles to better fit your needs.
Every time you have income, record it into the appropriate day of the income category.
Every time you have an expense, record it into the appropriate category and day.
Download the 30-Day Diary
*Please Note- calculations of the 30-Day Diary may be slower on a tablet or smartphone.
The following are category descriptions for tracking purposes:
AUTO & TRANSPORT
Auto Insurance, Auto Payment, Auto Savings, Gas & Fuel, Parking, Public Transportation, Renewal & Fees, Service & Parts, etc
BILLS & UTILITIES
Home Phone, Internet, Mobile Phone, Television, Utilities, Water, etc
Books & Supplies, Student Loans, Tuition, etc
Amusement, Arts, Movies, Music, Concerts, etc
FEES & CHARGES
ATM fee, Bank fee, Finance Charge, Late Fee, Service Fee, etc
Savings, Life Insurance, Investments, etc
FOOD & DINING
Groceries, Coffee Shops, Fast Food, Restaurants, etc.
GIFTS & DONATIONS
Charity, Gifts, Ministry giving, etc.
HEALTH & FITNESS
Dentist, Doctor, Eye Care, Gym, Health Insurance, Medical Bills, Pharmacy, Sports, etc
Furnishings, Home Improvement, Home or Renters Insurance, Home Services, Home Supplies, Lawn & Garden, Mortgage & Rent, etc
Paycheck, Interest Income, Bonus, Reimbursement, Returned Purchase, etc.
Allowance, Baby Supplies, Babysitter & Daycare, Child support, Activities, Toys, etc
Hair, Laundry, Spa, Massage, etc
Pet Food & Supplies, Pet Grooming, Vet, etc
Books, Clothes, Electronics & Software, Hobbies, Sporting Goods, etc
Federal Tax, Local Tax, Property Tax, Sales Tax, State Tax, etc
Credit Card Payment, Transfer for Cash Spend
Air Travel, Hotel, Rental Car & Taxi, Vacation